The Right Loan. The Right Fit. The Right Home.
Explore the most trusted government-backed loan programs — designed to make homeownership more affordable and accessible.
FHA Loans
The Federal Housing Administration (FHA) loan offers a flexible path to homeownership with low down payments and easier credit qualification.
Key Benefits:
Eligibility Requirements:
Best For:
First-time buyers, moderate-income borrowers, or those rebuilding credit.
VA Loans
The VA Loan, backed by the Department of Veterans Affairs, rewards service with one of the most powerful home loan options available.
Key Benefits:
Eligibility Requirements:
Best For:
Military families and veterans seeking low-cost, low-stress financing.
USDA Loans
The USDA Loan (United States Department of Agriculture) supports homeownership in rural communities with zero down payment and affordable terms.
Key Benefits:
Eligibility Requirements:
Best For:
Buyers seeking affordable homes in eligible suburban or rural locations.
Quick Comparison
Compare the key features of each government loan program
| Feature | FHA Loan | VA Loan | USDA Loan |
|---|---|---|---|
| Minimum Down Payment | 3.5% | 0% | 0% |
| Credit Score Minimum | 580 | 620 (typical) | 640 (typical) |
| Property Type | Primary Residence | Primary Residence | Rural/Suburban |
| Mortgage Insurance | Yes | No | Reduced |
| Income Limits | None | None | Yes |
| Ideal For | First-time buyers | Veterans | Rural buyers |
Educational FAQs
Get answers to common questions about government loan programs.
Ready to See Which Program Fits You Best?
Answer a few quick questions and we'll guide you to the right loan — FHA, VA, or USDA.