Your Mortgage. Your Terms. Your Home Sweet Home.
Mortgage broker serving Florida and Texas homebuyers with a transparent process and verified approvals.
Home Sweet Home Financing is a mortgage broker serving homebuyers and homeowners in Florida and Texas. We provide purchase loans, refinance options, FHA, VA, USDA, jumbo, investor DSCR loans, HELOCs, and reverse mortgage solutions with clear guidance from application to closing.
Our Proven 3-Step Process
Verified faster. Closed sooner.
Verify Your Buying Power
We review income, assets, and credit upfront so you know exactly what you qualify for—no surprises later.
Strengthen Your Offer
Your agent receives a verified proof package that makes your offer stand out and get accepted faster.
Close With Confidence
Our team coordinates every detail for a smooth, on-time closing backed by transparent communication and service guarantees.
Our Loan Products
From first-time homebuyers to seasoned investors, we have the right mortgage solution for your unique situation.
Purchase Loans
Conventional, FHA, VA, USDA, and jumbo loans for your dream home purchase.
Learn More →Get Mortgage Ready in 3 Simple Steps
Download your free 3-Step Approval Kit and learn how top buyers secure approvals faster, avoid costly surprises, and close on time.
Simplify Your Mortgage Journey
Buying a home shouldn't feel like a guessing game. This free kit shows you exactly what lenders look for — and how to get approved faster with fewer headaches.
Fast Approvals
Learn how to submit a complete, lender-ready application.
Confidence
Understand what affects your rate and approval terms.
Peace of Mind
Follow a simple 3-step roadmap used by real clients to close faster.
What's Inside the Free Kit
Pre-Approval Checklist
A quick guide to gather all required docs and avoid delays.
Loan Strategy Guide
Compare rate scenarios and payment options tailored to your goals.
Keys Plan Worksheet
Map your numbers — max price, payments, and cash-to-close.
Is This Kit Right for You?
First-time homebuyers ready to start confidently.
Homeowners thinking about refinancing or upgrading.
Investors wanting structured approval steps.
Realtors or financial advisors helping clients qualify quickly.
How to Get Started
Enter Your Email
Download the kit instantly.
Check Your Inbox
Receive the PDF + short explainer video from Roberto.
Book a Quick Strategy Call
Review your numbers or rate strategy with our team.
Trusted by Homebuyers Across Florida & Texas
Years Experience
On-Time Closings
Bilingual Service
(English / Español)
Google & Zillow Reviews
"Roberto and his team made the mortgage process simple and stress-free. We closed ahead of schedule!"— Jennifer M., First-Time Homebuyer
Limited Free Downloads This Month
We're sharing this free kit with the first 100 visitors this month — get yours before it's gone.
Get My Free Kit →What Our Clients Say
Real reviews from Google and Zillow - see why families trust us with their home financing.
"Roberto and his team at Home Sweet Home Financing made our first home purchase incredibly smooth! They walked us through every step, answered all our questions, and got us the best rate possible. Closed in just 18 days! Highly recommend to anyone looking for a mortgage."
Jennifer Martinez
1 week ago
"Outstanding service from Home Sweet Home Financing! Roberto's expertise really shows - he found us a loan program we didn't even know existed that saved us thousands. Communication was excellent throughout the entire process. Will definitely use them again for our next property!"
Michael Kim
2 weeks ago
"As a realtor, I've worked with many lenders, but Home Sweet Home Financing is by far the best. Roberto and his team are incredibly responsive, professional, and always deliver on their promises. My clients love working with them and I get referrals because of their excellent service!"
Amanda Rodriguez
3 weeks ago
"Roberto Piñeiro is an exceptional mortgage broker! With over 19 years of experience, he made our home purchase process incredibly smooth. His expertise and dedication to finding the best solution for our family was outstanding. Highly recommend!"
Maria Rodriguez
2 weeks ago
"We refinanced our home through Home Sweet Home Financing and couldn't be happier! Roberto's team was transparent about all costs upfront, no hidden fees, and they locked in a great rate for us. The whole process was stress-free and professional. Thank you!"
Steve Thompson
1 month ago
"Working with Roberto was the best decision we made during our home buying journey. He's truly one of the top mortgage brokers in the industry. His transparent communication and ability to secure competitive rates saved us thousands. Professional service from start to finish!"
James Thompson
1 month ago
On-time closings
Days average close
5-star reviews
Frequently Asked Questions
How fast can I get pre-approved?
Most clients receive a verified pre-approval within 24 hours after submitting a complete application and documents.
Which states do you serve?
We currently serve homebuyers and homeowners in Florida and Texas.
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, investor DSCR, HELOC, and reverse mortgage options.
Do you work with first-time homebuyers?
Yes. Our 3-Step Approval Kit and consultation process are designed to walk first-time buyers through every step with clear expectations.
Do you offer bilingual service?
Yes. We serve clients in English and Spanish and can explain every part of the process in the language you're most comfortable with.
How do I start the process?
You can start by applying online, requesting your free 3-Step Approval Kit, or booking a quick call to review your goals and timeline.
Ready to Get Started?
Get your pre-approval in 24 hours and start shopping with confidence.